Getting Ready to Make an Offer on a Southern Maryland Home?

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Getting Ready to Make an Offer on a Southern Maryland Home?

Jeff Halbert_getting ready to make an offer

Buying a new home is an exciting process, but it can also be intimidating. There are so many moving parts to keep in mind; and making an offer can be one of the most daunting steps, as it requires research, preparation, and strategy. No matter whether you’re a first-time homebuyer or an experienced investor, having…

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Renting Out Your Southern Maryland Home

Jeff Halbert_Rent out your home

If you have an in-law apartment that you’re considering renting out, or maybe you’ve bought a new home and are thinking about renting your current one out. Whichever the case, becoming a landlord is a big decision. If you’re just starting to throw around the idea, here are a few key things to think about:…

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Reducing Your Winter Energy Bills

Jeff Halbert_Reduce winter utility bills

This is a good time to think about some of the ways to reduce your winter energy bills. The fact that you’ll be paying noticeably more for utilities for the next few months is unavoidable. So, if you’re looking for some new ways to lower your energy bills this winter, please read on: Find the…

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How Buying a Southern Maryland Home can Improve Your Tax Situation

Jeff Halbert_Owning_helps_with_taxes

Owning a home has long been considered an important part of achieving financial stability. But it’s not just about having something to call your own, or even building equity; owning a home can also have some significant tax benefits as well. If you’re considering buying a home, you can take advantage of local tax incentives…

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What’s the Optimal Credit Score for Buying a Home?

Jeff Halbert_Optimal score for buying

Are you thinking about purchasing a home in the Southern Maryland area? If so, it’s important to know what credit score you’ll need to qualify for a loan. After all, lenders are unlikely to approve your loan application if your credit score is lower than their minimum requirements. In this article, we’ll discuss what your…

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Staging Can Help You Sell Your Home Faster

Jeff Halbert_Staging will help you sell

If you need to sell your Southern Maryland home quickly, you may be looking at options to speed up the process. Every seller’s situation is different, but staging your home is worth considering. Whether you’ve already moved into a new home and don’t want the house you’re selling to look empty, or you just want…

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How Much Should You Spend On a Southern Maryland Home?

Jeff Halbert_Buy House

The decision to buy a home is exciting yet daunting, especially if you are a first-time homebuyer. Finding the right home within your budget can be a stressful process. The first step is to determine how much mortgage you can afford. In Southern Maryland, many factors contribute to the cost of a home, making it…

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Tips for Building Your Credit to Buy a Home

Jeff Halbert_Building credit

Do you have dreams of settling into your perfect home in Southern Maryland? Before you can embark on your homeownership journey, it’s crucial to understand the significance of building and maintaining a healthy credit profile. This article will help guide you through the process of improving your creditworthiness. Let’s explore four key strategies that can…

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Why it’s Important to Work with a Local Lender in Southern Maryland

Jeff Halbert_Local Lender Southern Maryland

Are you a Southern Maryland resident (or planning to be) and in need of a home loan? If so, you’ve probably been considering working with a local lender; but why should you work with someone from your community instead of a large, national lender? This article goes into detail about the advantages that come with…

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What Updates Should You Make (if any) Before Selling Your Home?

Jeff Halbert_Upgrades before selling

Are you giving strong consideration to selling your Southern Maryland home and not sure about which updates would be beneficial?  Making your home stand out among the other listings is worth exploring. Here are a few tips to help you get the attention of potential buyers: The Kitchen There are both expensive and inexpensive modifications…

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Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.