Are you a Southern Maryland resident (or about to be) and in need of a home loan? If so, you’ve probably been considering working with a local lender; but why should you work with someone from your community instead of a large, national lender? This article goes into detail about the advantages that come with…

Congratulations! You’ve been pre-approved to buy a home in southern Maryland. Now that you have your pre-approval letter in hand, it’s essential to stay on the right path to ensure a smooth and successful home buying journey. Let’s take a look at the next crucial steps after receiving your pre-approval, so that you’ll be empowered…

When it comes to purchasing a home in Southern Maryland, obtaining a mortgage is often the only option for many homebuyers. But with so many different types of mortgage loans available, it can be overwhelming to decide which one to choose. One aspect of a mortgage that can be particularly confusing is mortgage points. Let’s…

Did you know that there are down-payment assistance programs available to help you purchase your dream home? Downpayment assistance programs can significantly reduce the upfront costs of buying a home, making it easier for average buyers to break into the housing market. Let’s take a look at how down payment assistance works and why it…

Congratulations… you’ve been pre-approved to buy a home in southern Maryland! Now that you have your pre-approval letter in hand, it’s essential to stay on the right path to ensure a smooth and successful home buying journey. Let’s take a look at the next crucial steps after receiving your pre-approval, so that you’ll be empowered…

Purchasing a new home is one of life’s exciting milestones, but it also requires careful weighing of complex financial decisions. One of the biggest choices that home buyers face is whether or not to take out an adjustable-rate mortgage (ARM). Let’s analyze the potential pros and cons for Southern Maryland home buyers so that you…

If you need to sell your Southern Maryland home quickly, you may be looking at options to speed up the process. Every seller’s situation is different, but staging your home is worth considering. Whether you’ve already moved into a new home and don’t want the house you’re selling to look empty, or you just want…

It’s important for homeowners in Southern Maryland to understand their homeowners insurance — the coverage it provides and how it works. Homeowners insurance is a contract between you and your insurance company that helps protect your home, personal property, and other valuable assets from damage or destruction caused by certain events. It also provides liability…

Buying a new home is an exciting process, but it can also be intimidating. There are so many moving parts to keep in mind; and making an offer can be one of the most daunting steps, as it requires research, preparation, and strategy. No matter whether you’re a first-time homebuyer or an experienced investor, having…

For first-time homeowners, there’s often a period of financial adjustment. It could be that you’ve grown accustomed to a landlord covering repairs, or perhaps you’re not used to being able to customize the space. Whatever the case, owning a home is different than renting in a hundred ways, and adopting the homeowner mindset is important.…