What’s a Good Credit Score for Buying a Home in Southern Maryland?

Jeff Halbert_Good Credit Score

Are you thinking about purchasing a home in the Southern Maryland area? If so, it’s important to know what credit score you’ll need to qualify for a loan. After all, lenders are unlikely to approve your loan application if your credit score is lower than their minimum requirements. In this blog post, we’ll discuss the…

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Southern Maryland Homebuyers: Will a Pre-Approval Hurt Your Credit?

Jeff Halbert_Mortgage Preapproval

For any first-time homebuyer, the process of purchasing a home can be a daunting one. One very important step in the process is getting pre-approved for a mortgage loan. But many potential buyers are concerned about how their credit score may be impacted by this step. Let’s take a closer look at what getting pre-approved…

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How to Leverage the Equity in Your Southern Maryland Home

Jeff Halbert_Home Equity

As a homeowner in Southern Maryland, you may be wondering how best to leverage your home equity. After all, your home is likely one of the largest investments you’ve ever made. But what exactly is home equity and how can homeowners use it to their advantage? Let’s explore what you need to know about leveraging…

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What are the Hidden Costs of Remodeling Your Southern Maryland Home?

When considering remodeling your Southern Maryland home, it’s important to be aware of potential hidden costs. Making sure you understand the full scope of the project and all its associated costs can help you ensure that you stay within budget and don’t get hit with any surprise expenses along the way. This article will break…

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Want an Herb Garden in Your Southern Maryland Kitchen?

Not much grows outside during the Southern Maryland winter, but it’s still possible to have access to your go-to herbs by planting an herb garden in your kitchen. Even if you don’t have the greenest of thumbs, with a bit of sunlight and dedication, you can enjoy fresh herbs any time of the year. Here…

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What Southern Maryland Homebuyers Need to Know About Open Houses

If you’re beginning your search for a new Southern Maryland home, visiting open houses will likely become a regular part of your life for a while. Walking through the houses that you’re interested in will provide you with much more information than just scrolling through listings online. While some buyers will stack their weekends with…

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Want to Reduce Your Winter Energy Bills?

Winter is still, technically, a month away, but we’ve already seen winter-level temperatures. This is a good time to think about some of the ways to reduce your winter energy bills. The fact that you’ll be paying noticeably more for utilities for the next few months is unavoidable. So, if you’re looking for some new…

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Going Green(er) in Your Southern Maryland Home

Homeowners generally develop routines and tend to do things a certain way. Whether it’s a specific type of soap you buy or a go-to store to pick up your home goods. If you’re looking to live an eco-friendlier lifestyle in your Southern Maryland home, there are dozens of sustainable upgrades that homeowners can make. Going…

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NMLS ID#: 71222

Equal Housing Lender

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Jeffrey Halbert - First Home Mortgage
2810 Laurian Lane
Suite 100
Dunkirk, MD 20754

(301) 327-5803

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 ( Privacy Policy.