How to Know if It’s Time for a Jumbo Loan in Southern Maryland

Jeff Halbert_Jumbo

Are you about to purchase your dream home in Southern Maryland? The real estate market here offers an array of possibilities; but sometimes, the price tag of your dream home might exceed the limits of a conventional mortgage; this is where jumbo loans come into play. Let’s walk through the ins and outs of jumbo…

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What NOT to Do After Applying for a Home Loan in Southern Maryland

Jeff Halbert_What NOT to do

Your mortgage application has been approved, and you feel like jumping for joy, knowing you’re now one step closer to moving into your new home! But before getting too carried away with celebrating, it’s important to know what to not do after applying for a mortgage loan. The time between mortgage approval and closing day…

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The Lowdown on Southern Maryland Home Prices

Jeff Halbert_Southern Maryland Home Prices

As you embark on the exciting journey of purchasing your dream home, it’s essential to be armed with the knowledge you need to navigate the ever-changing landscape of Southern Maryland home prices. Let’s take a quick dive into the current trends shaping the real estate market, the factors that play a pivotal role in determining…

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You’re Pre-Approved for a Mortgage in Southern Maryland – What Next?

Jeff Halbert_You're Preapproved

Congratulations! You’ve taken the first step toward homeownership in the wonderful state of Maryland by securing a mortgage pre-approval. Now that you have your pre-approval letter in hand, it’s essential to stay on the right path to ensure a smooth and successful home buying journey. Let’s take a look at the next crucial steps after…

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FAQ: Homeowners Insurance in Southern Maryland

Jeff Halbert_Homeowners Insurance

It’s important for homeowners in southern Maryland to understand their homeowner’s insurance — the coverage it provides and how it works. Homeowner’s insurance is a contract between you and your insurance company that helps protect your home, personal property, and other valuable assets from damage or destruction caused by certain events. It also provides liability…

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Building Your Credit to Buy Your Southern Maryland Dream Home

Jeff Halbert_Building Credit

Do you have dreams of settling into your perfect home in southern Maryland? Before you can embark on your homeownership journey, it’s crucial to understand the significance of building and maintaining a healthy credit profile. This article will help guide you through the process of improving your creditworthiness. Let’s explore four key strategies that can…

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Don’t Wait to Buy that Southern Maryland Home… Here’s Why

Jeff Halbert_Don't Wait to Buy

A great deal of excitement and anticipation comes with buying a new home in southern Maryland; and although it is true that mortgage interest rates have risen recently, there are still compelling reasons why you shouldn’t delay your homeownership dreams. This article will share four important factors that make now an opportune time to take…

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Remote Workers: Some Tips for Getting a Mortgage in Southern Maryland

Jeff Halbert_Remote Workers

Buying a new home is an exciting but complex process, especially for remote workers who want to make their home in Southern Maryland, no matter where their company’s headquarters are based. You’re not alone — even in the aftermath of the pandemic, remote work opportunities are still a desirable option for a large number of…

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Do You Need to Get Pre-Approved When Shopping for a Southern Maryland Home?

Jeff Halbert_Preapproved

Excitement and anticipation come naturally with shopping for a new home. It’s a significant investment, both financially and emotionally. One crucial step in the home-buying process is obtaining pre-approval for a mortgage loan. Let’s explore the importance of pre-approval when shopping for a Southern Maryland home, and how it can benefit prospective buyers in their…

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Making an Offer on a Southern Maryland Home

Jeff Halbert_Making an Offer

Buying a new home is an exciting process, but it can also be intimidating. There are so many moving parts to keep in mind; and making an offer can be one of the most daunting steps, as it requires research, preparation, and strategy. No matter whether you’re a first-time homebuyer or an experienced investor, having…

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NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
2810 Laurian Lane
Suite 100
Dunkirk, MD 20754

(301) 327-5803

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 ( Privacy Policy.