(301) 327-5803

Conventional Loans

Conventional Loans

Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate.

While many think that a 20% down payment is required for all conventional loans, we offer affordable loan products with as little as 3% down through Fannie Mae and Freddie Mac, such as HomeReady® and Home Possible®. These products provide discounts on mortgage insurance and rates for borrowers earning less than 80% Area Median Income. Home Possible® is a registered trademark of Freddie Mac. HomeReady® is a registered trademark of Fannie Mae.

For more information about this loan type or any others, please feel free to contact me at jhalbert@firsthome.com, or call (301) 327-5803.

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

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Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
2810 Laurian Lane
Suite 100
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

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This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.