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We’ve covered the Fannie/Freddie issue before — the institutions are still precariously balanced, there’s broad support to overhaul them, but there’s huge debate on exactly how to overhaul them. Housingwire has a blog post that proposes one way to fix the problems, and asserts that it is not, in fact, too late to fix them. This…

We’ve covered the Fannie/Freddie issue before — the institutions are still precariously balanced, there’s broad support to overhaul them, but there’s huge debate on exactly how to overhaul them. Housingwire has a blog post that proposes one way to fix the problems, and asserts that it is not, in fact, too late to fix them. This…

The premise of The Big Short, per Wikipedia, is “when four outsiders saw what the big banks, media and government refused to, the global collapse of the economy, they had an idea: The Big Short.” The comedy stars Brad Pitt, and is getting knockout reviews (87% on Rotten Tomatoes; 81% on Metacritic), but not everyone…

The premise of The Big Short, per Wikipedia, is “when four outsiders saw what the big banks, media and government refused to, the global collapse of the economy, they had an idea: The Big Short.” The comedy stars Brad Pitt, and is getting knockout reviews (87% on Rotten Tomatoes; 81% on Metacritic), but not everyone…

Surely, for most Americans, the idea of lying on any official form, let alone something as significant as a mortgage application, would be nearly unthinkable. It probably wouldn’t even cross your mind. But, as this article from South Florida indicates, it happens more frequently than one might think. If the thought does ever cross your mind, discard…

While almost all data have pointed to a good 2016 in terms of the housing market, few sources are indicating that anything outrageous is going to happen. However, Brian O’Connell has written a rather extensive piece for The Street. He makes some predictions with which we at least marginally disagree, primarily around long-term mortgage interest rates; however,…

As Winter finally begins to settle in, and as the holidays wind down, it’s easy to settle into the daily routine — get the kids ready, go to work, go to the gym, buy groceries, make dinner, sleep, repeat. Not much different here on January 6th than it was on December 6th. Don’t let that…

As Winter finally begins to settle in, and as the holidays wind down, it’s easy to settle into the daily routine — get the kids ready, go to work, go to the gym, buy groceries, make dinner, sleep, repeat. Not much different here on January 6th than it was on December 6th. Don’t let that…

Over the past year, it’s become quite clear that the housing market has recovered. However, does it really feel like the economy as a whole has? For most of us, probably not, and that’s largely because it hasn’t. Unemployment is down, but that’s because of the funny way the U.S. measures unemployment — there are…

If you’re still paying PMI on your mortgage, now may be a great time to look at refinancing and fixing that. According to Moody’s Analytics, single-family home prices are now above their previous-decade peak in more than 40% of markets. Nationally, prices are still down about 12% overall, but averages aren’t really useful — you need to…