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Whether you think we’re actually in a housing bubble, and whether we are or not in actuality, doesn’t really matter, in the long term. The truth of the matter is, almost certainly we will find ourselves in one again. They happen regularly, and in lots of different countries, and for lots of well-meaning policy reasons.…

Whether you think we’re actually in a housing bubble, and whether we are or not in actuality, doesn’t really matter, in the long term. The truth of the matter is, almost certainly we will find ourselves in one again. They happen regularly, and in lots of different countries, and for lots of well-meaning policy reasons.…

We’ve covered the Fannie/Freddie issue before — the institutions are still precariously balanced, there’s broad support to overhaul them, but there’s huge debate on exactly how to overhaul them. Housingwire has a blog post that proposes one way to fix the problems, and asserts that it is not, in fact, too late to fix them. This…

We’ve covered the Fannie/Freddie issue before — the institutions are still precariously balanced, there’s broad support to overhaul them, but there’s huge debate on exactly how to overhaul them. Housingwire has a blog post that proposes one way to fix the problems, and asserts that it is not, in fact, too late to fix them. This…

The premise of The Big Short, per Wikipedia, is “when four outsiders saw what the big banks, media and government refused to, the global collapse of the economy, they had an idea: The Big Short.” The comedy stars Brad Pitt, and is getting knockout reviews (87% on Rotten Tomatoes; 81% on Metacritic), but not everyone…

The premise of The Big Short, per Wikipedia, is “when four outsiders saw what the big banks, media and government refused to, the global collapse of the economy, they had an idea: The Big Short.” The comedy stars Brad Pitt, and is getting knockout reviews (87% on Rotten Tomatoes; 81% on Metacritic), but not everyone…

Surely, for most Americans, the idea of lying on any official form, let alone something as significant as a mortgage application, would be nearly unthinkable. It probably wouldn’t even cross your mind. But, as this article from South Florida indicates, it happens more frequently than one might think. If the thought does ever cross your mind, discard…

While almost all data have pointed to a good 2016 in terms of the housing market, few sources are indicating that anything outrageous is going to happen. However, Brian O’Connell has written a rather extensive piece for The Street. He makes some predictions with which we at least marginally disagree, primarily around long-term mortgage interest rates; however,…

As Winter finally begins to settle in, and as the holidays wind down, it’s easy to settle into the daily routine — get the kids ready, go to work, go to the gym, buy groceries, make dinner, sleep, repeat. Not much different here on January 6th than it was on December 6th. Don’t let that…

As Winter finally begins to settle in, and as the holidays wind down, it’s easy to settle into the daily routine — get the kids ready, go to work, go to the gym, buy groceries, make dinner, sleep, repeat. Not much different here on January 6th than it was on December 6th. Don’t let that…