Many deep-pocketed borrowers are paying lower rates on jumbo loans when compared to the average borrower. Jumbo loan borrowers have been experiencing interest rates that are at an all time low, and now many lenders are waiving mortgage insurance, lowering credit standards, and requiring minimal down payments as low as 10%. In some cases, the…

Fall is here, and many people will soon begin packing up outdoor furniture until next year. If some pieces appear damaged, don’t immediately assume they are ready for the trash. A few things you can do to save money and preserve your outdoor furniture for future seasons are: Brighten your light colored lawn chairs with…

With many millennials carrying around large student loan debt and lending rules getting tighter, the number of millennial homeowners is disappointing. Although, in the near future, experts expect the millennial generation will boost the housing market to record levels. Today there are approximately 13.3 million millennial homeowners; that number is expected to increase to 21.6…

Generally, brick siding on a home requires less maintenance than a wood-sided home, although brick still necessitates minimal yearly maintenance to keep the brick working efficiently and looking good. A few things one should do to maintain a brick home are: Yearly cleaning, use mild detergent and a brush to scrub off mildew and other…

According to the Mortgage Bankers Association’s Weekly Mortgage Application Survey for last week, mortgage applications increased substantially, jumping 7.9% from the previous week. This large increase made up for the 7.2% decrease during the week of September 5th. The Market Composite Index rose 7.9% on a seasonally adjusted basis, the Refinance Index jumped 10%, and…

Home price appreciation is growing, and many baby boomers are intimidated by rising prices, causing some to stay in their over-sized family homes. Some experts forecast things to change over the coming years, expecting the baby boomer generation to move out of their current single-family homes and downsize to apartments, condos, and smaller homes. Data…

As peak buying season comes to a close, many home sellers begin to feel concern over selling their home quickly during the offseason. While making a good impression, being friendly, and being easy to work with are important factors to help sell your home fast, there are a few other steps a home seller can…

As summer winds to a close, mosquitoes can still be a problem in parts of the United States. There are plenty of products on the market that promise to repel mosquitoes or to relieve the itch caused by their bite. Experts say there are safer ways to keep mosquitoes away without buying chemical solutions. Keeping…

Construction spending has increased significantly in the United States, reaching levels not seen in over 5 1/2 years. Private construction jumped 0.7% as the housing market and the economy continue to make huge strides. Overall construction spending jumped 1.8%, reaching an annual rate of $981.31 billion according to the Commerce Department. Data suggests that the…

Ceramic bathroom tiles are a great addition to any shower or tub. The durable material stays resistant to moisture for many years if maintained. When you begin to see cracks or damages to the tile, it is time to take action. Repairing ceramic tile walls is not something to procrastinate about as it may result…