According to RealtyTrac, the housing market is considered affordable to recent college graduates who have a median income, including those paying on student loans. Data suggests that 96% of U.S. homes are affordable to younger homebuyers. Daren Blomquist, RealtyTrac’s vice president said, “contrary to much rampant speculation that student loan debt is holding back home ownership among recent graduates, we found that the vast majority of markets are affordable for recent graduates making the median household income — even many of those recent graduates with student loans.” More here