OK. We hate making predictions about mortgages or the housing market, and we don’t think you should do so, either. But that doesn’t stop plenty of professionals. Here are five predictions for the 2016 U.S. Housing Market from TheStreet.com: prime mortgage rates will rise; both prices and sales will grow, but sales more slowly; cities will continue to become less affordable; more single people will purchase homes; and Millennials still won’t fully move into purchasing at the same rate as previous generations. Give the article a read for slightly more detailed explanations behind each prediction.