Are you a first-time home buyer in the Southern Maryland area? Did you know that there are down payment assistance programs available to help you purchase your dream home? Downpayment assistance programs can significantly reduce the upfront costs of buying a home, making it easier for average buyers to break into the housing market. Let’s…

For many people, buying a home in Southern Maryland is the fulfillment of a lifelong dream; but if you’re self-employed, it can be challenging to get approved for a mortgage. That’s why it’s important to do your research and understand the requirements for getting approved for a mortgage with your unique circumstances. Let’s take an…

It’s important for homeowners in Southern Maryland to understand their homeowner’s insurance – the coverage it provides and how it works. Homeowner’s insurance is a contract between you and your insurance company that helps protect your home, personal property, and other valuable assets from damage or destruction caused by certain events. It also provides liability…

Are you a Southern Maryland resident (or about to be) and in need of a home loan? If so, you’ve probably been considering working with a local lender; but why should you work with someone from your community instead of a large, national lender? This article goes into detail about the advantages that come with…

Thinking of taking the next steps to become a homeowner in Southern Maryland? Before you commit to anything, it’s important to understand the costs associated with owning a home that go beyond the mortgage. There are fees, taxes, and expenses that come with homeownership that all need to be taken into account. Here are some…

Have you been considering refinancing your Southern Maryland home? Maybe you’re hoping to reduce your monthly mortgage payments or gain access to some extra cash. But before you take the plunge, there are some important things you need to know first. Let’s take a look at why it might be time to refinance your home…

Homeownership is an exciting milestone, but buying a house is one of the most expensive investments you’ll make. Fortunately, there are many ways that will help you save money when you are going through the homebuying process, especially if you’re working with a mortgage professional. Let’s take a look at how homebuyers in southern Maryland…

Are you thinking about purchasing a home in the Southern Maryland area? If so, it’s important to know what credit score you’ll need to qualify for a loan. After all, lenders are unlikely to approve your loan application if your credit score is lower than their minimum requirements. In this blog post, we’ll discuss the…

As a homeowner in Southern Maryland, you may be wondering how best to leverage your home equity. After all, your home is likely one of the largest investments you’ve ever made. But what exactly is home equity and how can homeowners use it to their advantage? Let’s explore what you need to know about leveraging…