Boo! Is Your House Ready for Halloween, Yet?

Housing Market

Boo! Is Your House Ready for Halloween, Yet?

It may be hard to believe, but we’re only two weeks away from the unofficial kick-off of the holiday season, treasured by kids in every neighborhood! Of course, some of you are on top of this. Your yards have become graveyards, your windows are filled with cobwebs, and there’s at least a skeleton or two…

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Are You 1 of The Million on Solar?

Everyone knows that solar power hasn’t become mainstream. Still, with all the talk of renewable energy and global warming, it’s a little shocking how _really_ not mainstream it’s been: as recently as 2006, there were only 30,000 homes with solar panels. But solar may finally be “crossing the chasm” from a technology perspective. In the…

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One Reason It’s Great to Be An American: The 30-Year Fixed Mortgage

There are things we think about every day, and some of them are pretty weird. But then there’s a whole other class of things that, weird or not, we almost never think about. Like, how do people in other countries buy houses? It turns out, one way they don’t buy them is with a phenomenally…

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Now Is A Good Time to Be Employed

The unemployment rate held steady at 5.1% in September, but only because we hit a 38-year low in terms of the total number of people who are either employed or looking for employment (i.e., people not looking for jobs don’t count towards unemployment). That’s not good news for America as a whole — but it’s…

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A Second Housing Bubble?

This blog has written a few times over the last months on the influx of foreign capital into the U.S. housing market. This weekend, the major news sources are covering that again, because of the new statistic that almost 50% of these purchases are all cash. But, what is actually happening to the market as…

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Are You Under-Insulated?

First, two caveats: with current prices down, probably not many of you are worried about the cost of energy; and consider the source (the North American Insulation Manufacturers Association contributed a lot to the article). That said,, Dr. Jonathan Levy, professor of environmental health at Boston University School of Public Health, believes that nationally we…

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Are You Under-Insulated?

First, two caveats: with current prices down, probably not many of you are worried about the cost of energy; and consider the source (the North American Insulation Manufacturers Association contributed a lot to the article). That said,, Dr. Jonathan Levy, professor of environmental health at Boston University School of Public Health, believes that nationally we…

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Death to Zombies!

OK, we’re as excited as everyone else for the season premier of The Walking Dead this Sunday; but there’s another kind of zombie we don’t love as much: the zombie foreclosure. What’s a zombie foreclosure? It’s a property where the lender entered the foreclosure process, the homeowner moved out, and then the bank stopped the…

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Closing Times Longer, At Least at The Big Banks

Well, we’re four days into the new regulations, and — lo and behold — the sky has not fallen. It turns out there was a rush on mortgages last week, in preparation for the new regulations, but in most cases that may not have really been necessary. It appears that things are going smoothly at…

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The One Lawsuit from The Mortgage Meltdown

Memories can be short lived. Sure, we all remember the mortgage meltdown of 2008. But do we really remember it? Would it surprise you to learn (or remember, or fail to remember), that one — and only one — executive from a major mortgage lender was found liable in a court of law? Rebecca Mairone,…

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NMLS ID#: 71222

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Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.