U.S. Senator Richard Shelby (R-Ala.), Chairman of the United States Senate Committee on Banking, Housing, and Urban Affairs, released the text of the discussion draft of “The Financial Regulatory Improvement Act of 2015.” Key highlights from the draft include easing regulations for small banks (those under half-a-trillion dollars in assets), some changes to the Fed,…

Many first-time home-buyers may not have heard of home owners associations (HOAs), but they’re very common for a lot of properties. You’ll almost certainly see them if you’re purchasing a condominium or townhouse, but they’re also frequent in gated communities, and sometimes exist even in regular subdivisions. Investopedia covers nine things you need to understand about…

Everyone who’s ever purchased a home can remember how overwhelming the experience was the first time he or she did it. There is a lot of ground to cover, and the landscape is continually changing. Recent blog posts have covered some mortgage terminology, and some changes in the industry. Today, the Boston Globe provides some higher…

Everyone who’s ever purchased a home can remember how overwhelming the experience was the first time he or she did it. There is a lot of ground to cover, and the landscape is continually changing. Recent blog posts have covered some mortgage terminology, and some changes in the industry. Today, the Boston Globe provides some higher…

Have you heard of Porch or Houzz? If not, and you’re considering a remodel, you should probably check them out. CNBC provides in-depth coverage of the now booming remodeling digital app industry. Both Porch and Houzz allow you to connect with local professionals, but each provides a slightly different service beyond that. Porch gives you historical data…

Have you heard of Porch or Houzz? If not, and you’re considering a remodel, you should probably check them out. CNBC provides in-depth coverage of the now booming remodeling digital app industry. Both Porch and Houzz allow you to connect with local professionals, but each provides a slightly different service beyond that. Porch gives you historical data…

Mortgages that are at least 30 days late dropped to the lowest level since the second quarter of 2007, according to Bloomberg. New loans entering foreclosure are back to the historical average of 0.45%. But while new loans may be back to average, we still haven’t completely worked through the foreclosures that occurred during the crash —…

Buzzfeed may be famous for their shocking headlines and not-always-so-uplifting content, but sometimes they come out with stuff that is actually great and useful. This collection of 31 Insanely Clever Remodeling Ideas is just such a time. To be sure, not all of their suggestions are completely practical. Nevertheless, they’re all entertaining, and some of them are…

Fully 60% of homes purchased in the U.S. by foreigners are paid for in cash. Some of that, of course, is rich people abroad making investments. But much of it is from people who have green cards or valid work visas, and simply (and incorrectly) think it’s impossible for them to get a mortgage. The…

With winter over, many people are looking to do lots of repairs, from storm drains, to shingles, to shudders. On top of that, with thunderstorms, tornadoes, hurricanes, and every other kind of spring weather coming through, you can definitely call this home-repair season. And conmen know that. Of course, you need to get your home…