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This blog just reported yesterday on the high non-mortgage debt that most Americans are carrying these days, seemingly led by auto-related debt. But while that may be true, it doesn’t seem to be keeping all of you from making your payments, which is great news for everyone! The 30-day mortgage delinquency rate fell to 4.82%…

This blog just reported yesterday on the high non-mortgage debt that most Americans are carrying these days, seemingly led by auto-related debt. But while that may be true, it doesn’t seem to be keeping all of you from making your payments, which is great news for everyone! The 30-day mortgage delinquency rate fell to 4.82%…

Non-mortgage debt is at the highest level in nearly a decade, and 81% of the increase over the last four years has come from auto-related debt. Now, don’t misunderstand, there’s nothing wrong with a new car. But, as you make purchases, keep in mind that your overall debt level (or, more specifically, your monthly out-of-pocket…

There are (at least) two sides to every transaction. Normally, this blog covers buying homes, but if you’re buying one, you may be looking to sell one, too. And if so, you probably want to get the best price. U.S. News & World Report just published a list of 9 things that can detract from…

First things first: two forms instead of four. The old Good Faith Estimate, HUD-1 Settlement Statement, and two Truth-in-Lending disclosures are being replaced by a Loan Estimate and a Closing Disclosure, effective October 3rd. Even better, the forms are both standard, and part of every mortgage transaction, so it becomes much easier to compare apples…

This blog is mostly about all things home related — from mortgages, to the housing market, to ways to keep your property in shape. But let’s face it: it’s summer! “And so with the sunshine and the great bursts of leaves growing on the trees, just as things grow in fast movies, I had that…

It might just be that the weather this year is keeping the housing market from being hotter than it already is. It’s not just about whether you can apply a fresh coat before putting your house on the market — it’s about construction. As Sherwin-Williams announced weak earnings, the CEO explained that a lot of…

It’s still only July, so we still have quite a few hot days ahead of us. That’s good news for those who enjoy fun in the summer, but we should also take a minute to refresh ourselves on some common dangers and how to avoid them. The National Safety Council provides some good, basic tips…

It’s still only July, so we still have quite a few hot days ahead of us. That’s good news for those who enjoy fun in the summer, but we should also take a minute to refresh ourselves on some common dangers and how to avoid them. The National Safety Council provides some good, basic tips…

Searching for mortgage rates on Google news continues to be a source of amusement, with every other article saying they’re increasing or decreasing. In fact, as the Dayton Business Journal points out, this is the fourth straight week where rate movements have changed direction. This latest change appears to be connected to a drop in…