Blog

Upward Pressure on Prices

The housing market seems to be increasingly in good shape, as this blog has reported recently. However, “in good shape” means different things to different people. The construction industry is booming, if you look at the number of housing starts. However, if you look at the number of completions, they’re substantially lagging — up only…

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Upward Pressure on Prices

The housing market seems to be increasingly in good shape, as this blog has reported recently. However, “in good shape” means different things to different people. The construction industry is booming, if you look at the number of housing starts. However, if you look at the number of completions, they’re substantially lagging — up only…

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Want to Up Your Asking Price? Get A Ghost!

There was a time, not too long ago, where quite a few people took hauntings quite seriously. In fact, I seem to recall a lot of old movies where the basic theme was, some family got a house, cheap, because it was haunted. And that’s still true today in some cultures — but not in…

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Why The Feds Hold 1/2 of All Mortgages

OK. So the economy is better. The housing market is in full recovery, if not possibly even in a bubble again. So, what gives with over 50% of all residential mortgages being held by Fannie and Freddie? (As a reference point, that’s up from 7% in 1981). As expected (and always), it comes down to risk.…

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Do You Have Your Costume Yet?

Link 1: http://www.popsugar.com/tech/Fun-Last-Minute-Halloween-Costumes-35978794#photo-35978794 Link 2: http://www.idigitaltimes.com/6-cheap-last-minute-halloween-costume-ideas-will-impress-everyone-485611 Link 3: http://www.huffingtonpost.com/deva-dalporto/last-minute-halloween-costumes-for-moms_b_8351894.html Link 4: http://www.newyorker.com/humor/daily-shouts/2015s-most-terrifying-last-minute-d-i-y-halloween-costumes OK. Last week we covered how to handle your house if you’ve gotten this close to the wire and aren’t yet ready for Halloween. But what good is it to have a spooky house if you yourself aren’t prepared to be decked out for the ghouls and…

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Do You Have Your Costume Yet?

Link 1: http://www.popsugar.com/tech/Fun-Last-Minute-Halloween-Costumes-35978794#photo-35978794 Link 2: http://www.idigitaltimes.com/6-cheap-last-minute-halloween-costume-ideas-will-impress-everyone-485611 Link 3: http://www.huffingtonpost.com/deva-dalporto/last-minute-halloween-costumes-for-moms_b_8351894.html Link 4: http://www.newyorker.com/humor/daily-shouts/2015s-most-terrifying-last-minute-d-i-y-halloween-costumes OK. Last week we covered how to handle your house if you’ve gotten this close to the wire and aren’t yet ready for Halloween. But what good is it to have a spooky house if you yourself aren’t prepared to be decked out for the ghouls and…

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Job Data Adds to Likelihood of Fed Rate Hike This Year

The housing data is already shockingly strong (on top of the good news covered here the last few days, we just discovered that the housing supply shrunk from 5.1 months to 4.8 months). Now, on top of that, we have strong job data, with the four-week moving average on initial claims for state jobless benefits…

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Back to Bubble Mortgages?

Following on several days, and to a lesser extent months, of really good news, the big boys are making noise that may be immediately appealing to many borrowers, but may not be so hot for the market as a whole. Freddie Mac has hinted that more low-down-payment products could be on the way. Of course, low…

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Hello world!

Welcome to Ibis Syndicate Master Sites. This is your first post. Edit or delete it, then start blogging!

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1/3rd of You Will Live Longer Than You Think

Of course, it’s sensible that when making big medical or health decisions, you should take into account how much longer you’re likely to live. If the answer is either decades, or a few years, then you might reasonably make different decisions (e.g., if you’re going to live decades longer, then making lifestyle decisions to make…

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Jeffrey Halbert - First Home Mortgage
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Dunkirk, MD 20754

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This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.