Blog

America: We Still Have Enough of A Heart to Share Our Homes

If you didn’t catch the brief coverage on CNN (here’s the original article , and you’re not particularly active on social media, then you may have missed a particularly heartwarming example of Americans doing the charitable thing. In the wake of the Paris attack last week, even though airports remained open, there were many cancelled flights. It…

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[VIDEO] Interview with Freddie CEO

Shelby Holliday of the WSJ sat down for a few moments at the CEO Council with Freddie Mac CEO Donald Layton. Of course, at this point, we’re all familiar with the e-mortgage regulations that have come through, and the government’s attempts to standardize reporting across the industry. In this video, Layton correctly points out that the…

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New Mortgage Milestones

The third quarter turned in some more positive results on the housing industry as a whole, and mortgage borrowing in particular. The Globe and Mail reported on two key milestones yesterday. First, as of September 30th, the mortgage delinquency rate was 4.99%. Second, for that same date, the percentage of mortgages in foreclosure was 1.88%. Those…

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What Languages Do You Speak At Home?

We spend a lot of time blogging about everything surrounding the places we live — homes, markets, interest rates, maintenance, etc…. But of course, even more important are what goes inside our homes: us. America has always been a melting pot, but just how diverse we are may surprise you. Each year, the Census Bureau…

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A Global Look at The U.S. Housing Market

This blog has covered a few times the impact that foreign affairs can have on the U.S. housing market, but sometimes it can be useful to look not just at direct impact, but at global comparisons. Jonathan Lansner over at The OC Register did us the favor of compiling a bunch of global data into…

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A Global Look at The U.S. Housing Market

This blog has covered a few times the impact that foreign affairs can have on the U.S. housing market, but sometimes it can be useful to look not just at direct impact, but at global comparisons. Jonathan Lansner over at The OC Register did us the favor of compiling a bunch of global data into…

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Mortgage Rates: An Historical Perspective

Literally every day there are prognostications about the rate of mortgage applications, based on projections of future interest rates. You know what? That’s crazy. And it’s even crazier to make your purchasing decision on projected rate moves. Sure, 1/4pt here or there makes a big difference over 30 years. But in 1972 the average annual…

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“Home”: Cheap Purchase or Lucrative Investment?

One of the most interesting things about America is the relationship between the state and the federal governments; and the corollary, what should federal policy be for such a large and diverse country. When it comes to housing, it seems that the government holds two conflicting opinions at the same time: housing should always be…

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Considering An Investment Property? See What The Canadians Think

With the U.S. housing market completely (or at the very least, nearly) recovered, it’s may seem like it’s getting harder and harder to find good investment properties. But the truth is, with the increase in rents, now may still well be a great time to invest in property. Canadian Business wrote an article with their…

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Considering An Investment Property? See What The Canadians Think

With the U.S. housing market completely (or at the very least, nearly) recovered, it’s may seem like it’s getting harder and harder to find good investment properties. But the truth is, with the increase in rents, now may still well be a great time to invest in property. Canadian Business wrote an article with their…

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Jeffrey Halbert - First Home Mortgage
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This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.