Blog

Growing Older at Home

The Wall Street Journal addresses a reader’s question about whether to move in retirement, or remodel their existing home to address the needs of aging inhabitants. The response cites 3 extensive studies to help homeowners live safely and comfortably on their own as they grow older. More, here.  

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Tips for Mortgage Shopping

Selena Maranjian has a piece today on The Motley Fool offering tips for mortgage shopping. As we say often in this forum, a mortgage loan is—for most of us—the largest investment we’ll ever make. It is always in our best interest to do the requisite research to protect ourselves, and this article has some good…

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Top Ten Cities For Millennials

Clare Trapasso has a piece on Realtor.com indexing the best cities for young home-buyers. Austin, TX, Charleston, SC, Denver, CO, Minneapolis, MN, Ogden, UT, Portland, OR, Raleigh, NC, Salt Lake City, UT, Seattle, WA, and Washington, DC, complete the top ten. You can read the article, here.  

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States With Most Homeowner Mortgage Debt

Chicago’s TV station, WGN, shared an article today on the states where homeowners carry the most mortgage debt. An analysis of data from the Federal Reserve Bank of New York calculated mortgage debt per capita around the country, then ranked States from lowest to highest. You can see the results, here.  

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Mortgage Rules To Keep In Mind

The Motley Fool has compiled 5 mortgage rules with which to be familiar. As the largest investment most of us are likely to make, there is little room for error. Check out the article when you have a moment, here.  

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The Down-Side to Real Estate Investing

The Observer has an extensive article today lambasting real estate investment titled The Lies, Cover-Ups, and Half-Truths About Investing in Real Estate. If you’re interested in an opinion piece about the myriad ways that real estate can be a poor investment—and it’s worth a read—then you can read it here.  

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Homeowners list “Mortgage Mistakes”

Realtor.com has an article polling homeowners on—what they feel—were mistakes made during the mortgage process. Among the regrets are, not moving quickly enough when making a decision, not making extra payments, and not paying closer attention to rate fluctuation. You can read the entire piece, here.  

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House Hacking?

With as much as a 7 percent annual appreciation rate, house hacking—a live-in real estate investment strategy—is gaining in popularity across the country. Living in a multi-unit building, while renting out the unused spaces, allows for owner-occupied loans not available to most investment properties. Once some capital has been created, one can simply acquire and…

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Affordable Housing For Seniors Presents a Challenge

National Mortgage News has a piece today on Seniors having a hard time finding affordable housing. The Bipartisan Policy Center has assembled a task force to initiate a dialogue with the federal government, and inspire positive change to tackle the problem, going forward. The lower-income aging population is rising rapidly, and the task force has…

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Affordable Housing For Seniors Presents a Challenge

National Mortgage News has a piece today on Seniors having a hard time finding affordable housing. The Bipartisan Policy Center has assembled a task force to initiate a dialogue with the federal government, and inspire positive change to tackle the problem, going forward. The lower-income aging population is rising rapidly, and the task force has…

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NMLS ID#: 71222

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Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.