Blog

How Much Should You Spend On a Southern Maryland Home?

Jeff Halbert_Buy House

The decision to buy a home is exciting yet daunting, especially if you are a first-time homebuyer. Finding the right home within your budget can be a stressful process. The first step is to determine how much mortgage you can afford. In Southern Maryland, many factors contribute to the cost of a home, making it…

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Tips for Building Your Credit to Buy a Home

Jeff Halbert_Building credit

Do you have dreams of settling into your perfect home in Southern Maryland? Before you can embark on your homeownership journey, it’s crucial to understand the significance of building and maintaining a healthy credit profile. This article will help guide you through the process of improving your creditworthiness. Let’s explore four key strategies that can…

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Why it’s Important to Work with a Local Lender in Southern Maryland

Jeff Halbert_Local Lender Southern Maryland

Are you a Southern Maryland resident (or planning to be) and in need of a home loan? If so, you’ve probably been considering working with a local lender; but why should you work with someone from your community instead of a large, national lender? This article goes into detail about the advantages that come with…

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What Updates Should You Make (if any) Before Selling Your Home?

Jeff Halbert_Upgrades before selling

Are you giving strong consideration to selling your Southern Maryland home and not sure about which updates would be beneficial?  Making your home stand out among the other listings is worth exploring. Here are a few tips to help you get the attention of potential buyers: The Kitchen There are both expensive and inexpensive modifications…

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How Many Homes Should You See Before You Buy?

Jeff Halbert_Before You Buy

Southern Maryland is vibrant and exciting, boasting a wealth of amenities and opportunities for its residents. With a rich culture and a diverse population, there is always something new to discover.   If you’re looking for a new home, you might be wondering how many homes you should look at before making your final decision.…

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Raising Your Credit Score to Buy a Home Successfully

Jeff Halbert_Raise Your Credit Score

Do you have dreams of settling into your perfect home in Southern Maryland? Before you can embark on your homeownership journey, it’s crucial to understand the significance of building and maintaining a healthy credit profile. This article will help guide you through the process of improving your creditworthiness. Let’s explore four key strategies that can…

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When is it Necessary to Apply for a Jumbo Loan?

Jeff Halbert_Jumbo Loan FAQ

Are you about to purchase a home in Southern Maryland? The real estate market here offers an array of possibilities; but sometimes, the price tag of your dream home might exceed the limits of a conventional mortgage; this is where jumbo loans come into play. Let’s walk through the ins and outs of jumbo loans…

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Keep These Things in Mind when Managing a Tenant-Occupied Property

Jeff Halbert_Landlord

Having a rental property can be lucrative, but if you don’t take care of the property and the tenants, it can end up being an expensive, money-draining hassle. Here are some tips you can use to make sure you’re managing your tenant-occupied properties the right way. Screen Your Tenants Well  The type of tenants you…

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Should You Get Pre-Approved for a Mortgage Before Starting Your Home Search?

Jeff Halbert_should you get preapproved

Excitement and anticipation come naturally with shopping for a new home. It’s a significant investment, both financially and emotionally. One crucial step in the home-buying process is obtaining pre-approval for a mortgage loan. Let’s explore the importance of pre-approval when shopping for a Southern Maryland home, and how it can benefit prospective buyers in their…

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Finding a Southern Maryland Contractor

Jeff Halbert_Find a contractor

You can’t work with just any old contractor when you have a home project that’s beyond your abilities — you need to find someone you can trust to complete the process as efficiently as possible while staying within your budget. Choosing the wrong contractor can turn into a very expensive nightmare, and one that should…

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Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.