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What To Do Before Selling Your Home

According to experts this spring is shaping up to be a highly competitive selling season as the economy improves, housing confidence rises, and a growing number of homes are expected to go on the market. Experts have compiled a list of valuable tips to take notice of when putting your house up for sale, such…

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Researchers Predict Upcoming Year’s Housing Market

Researchers at CoreLogic predict that the U.S. will see an average home price gain of 4.2% this year. The number of homes for sale is expected to increase, and construction starts are expected to rise. Experts say there is no way to accurately predict a national average for the housing market as some areas will…

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Home Prices Increase In Many States

According to CoreLogic’s most recent report, home prices have increased in many States. In February, prices increased 12.2% when compared to February 2013, marking the 24th consecutive month that home prices have shown growth in the United States. Fourteen States have experienced double-digit price growth year-over-year. A few of the states with the most gains…

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Consumer Confidence On The Rise

Consumer confidence in the United States jumped to a six-year high last month while home prices also showed measurable gains at the beginning of the year. Many experts suggest that the slump experienced in February was due to extreme winter weather conditions. Ryan Sweet, the senior economist at Moody’s Analytics said, “the economy is showing…

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Housing Barometer Indicates Recovery

According to Trulia’s Housing Barometer, the housing market is recovering and has made a significant improvement over the last 12 months. The report shows that four out of the five housing indicators have improved from last year. The Housing Barometer is made up of five key factors: new construction starts, existing home sales, delinquency and…

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Fixed Mortgage Rates Increased Last Week

According to Freddie Mac, average fixed mortgage rates increased from the previous week. Mortgage rates are still considered historically low, but are expected to increase over time. Freddie Mac chief economist, Frank Nothaft said, “mortgage rates rose following the uptick on the 10-year Treasury note after comments by the Federal Reserve Board Chair Janet Yellen…

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More Lenders Offering Subprime Mortgages

Many lenders are now beginning to offer subprime mortgages to those with credit scores under 640. After the housing bubble burst, many borrowers with poor credit scores were eliminated from the mortgage market, but according to recent data, many of these borrowers are now beginning to qualify for loans. Experts say it may be more…

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Consumer Confidence Jumps 4.4 Points

The Conference Board’s consumer confidence index increased by 4.4 points, averaging 81.7, the highest level seen since early 2008. This new data suggests that now is a great time for buying a home. The Director of Economic Indicators at The Conference Board, Lynn Franco said, “while consumers were moderately more upbeat about future job prospects…

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Experts Give Spring Selling Tips

According to 2014 spring housing market data, this year will be prime time to sell. Mortgage rates are still historically low, and many sellers have been putting off selling their homes until the brutal winter has come to an end. Experts say there are a few things to keep in mind when selling your house…

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Reverse Mortgages Grow In Popularity With Baby Boomers

Many baby boomers are turning to reverse mortgages for extra income, according to recent data. Loan percentages are expected to increase over the next several years as 77 million baby boomers make their way into retirement, and new reverse mortgage rules have been put in place to preserve the safety of the borrower. The new…

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NMLS ID#: 71222

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Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.