Blog

Protecting And Improving Your Home During Winter Weather

Much of the United States has already experienced its first snow of the season, whether it was a dusting in Des Moines or 80 inches in Buffalo. If you have not yet prepared for winter weather, now is the time to do so. A few things you can do to make sure you are safe…

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Home Buying Tips For Millennials

According to research, only 36% of homeowners are under the age of 35; this may be a direct result of student loans, no credit history, lack of commitment, and the desire to live in large cities where real estate is costly. There are some valuable resources available to overcome the obstacles preventing millennials from buying…

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Housing Inventory Increases

According to Zillow’s Real Estate Markets report, home sales inventory continued to grow during the month of October. The data suggests that higher-priced home sales inventory has experienced a larger increase than lower and mid-level priced homes. Experts expect that inventory in the lower and mid-level price range will grow in the coming years. Stan…

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Holiday Decorating Safety Tips

The holidays are right around the corner, and many people are preparing to decorate their homes, some elaborately so. While this can be fun for the whole family, it’s important to keep everyone safe. A few precautionary measures to take this holiday season are: Make sure your tree is not close to fireplaces or any…

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Mortgage Application Activity Picks Up

According to the Mortgage Bankers Association’s Weekly Mortgage Applications Survey, mortgage applications rose 4.9%, on a seasonally adjusted basis, from the previous week. The jump in mortgage applications this week ended the three-week decline in application activity. Additionally, the FHA share of mortgage applications also rose .3% from the previous week, and the seasonally adjusted…

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Frozen Pipe Prevention And Thawing Tips

Dealing with frozen pipes can be an unpleasant and expensive job. You can reduce the chances of your pipes freezing by taking some precautionary measures before extreme temperatures hit. Here are a few tips to help you avoid potential catastrophe: Insulate any exterior wall pipes; open cabinet doors to allow heat from your home to…

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Housing Market Continues Steady Trajectory

Recent reports confirm the housing market remains headed in a positive direction. Lindsey Piegza, the chief economist at Sterne Agree said, “both from an investment standpoint and on a relative basis compared to the rental market, consumers continue to endeavor toward home-ownership. Improving demand for housing is additionally fueling a modest improvement in supply.” Piegza…

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Boomer Housing Myths Debunked

Many Baby Boomers are indeed downsizing, but according to recent data, 46% plan to upsize. Not as many Boomers plan to relocate either, as analysts frequently report; 63% intend to stay in their current homes. Of those planning to relocate, 51% have no plans to move to a retirement community in a sunny locale; 67%…

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Mortgage Applications Increase

Applications for new home purchases jumped approximately 8% according to the Mortgage Bankers Association’s Builder Application Survey for October. Conventional loans made up 68.2% of all loan applications; FHA loans made up 16.2%, RHS/USDA loans made up 1.5% and VA loans made up 14.2%. The MBA’s chief economist, Mike Fratantoni said, “applications for new home…

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Sought After Enhancements For High-End Homes

Many high-end homeowners are insisting on a new set of amenities to improve their quality of life. A few of the more popular extravagances are: A subterranean garage; a garage that moves your car to its desired location below ground automatically, at the touch of a button. Also, dining areas located within wine cellars are…

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Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.