Blog

Southern Maryland Borrowers: How Much Mortgage Can You Afford?

Jeff Halbert_How Much Mortgage

The decision to buy a home is exciting yet daunting, especially if you are a first-time homebuyer. Finding the right home within your budget can be a stressful process. The first step is to determine how much mortgage you can afford. In Southern Maryland, many factors contribute to the cost of a home, making it…

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Spring into Homebuying Season in Southern Maryland

Jeff Halbert_Spring Homebuying

Spring is right around the corner — meaning that the homebuying season is going to start heating up in Southern Maryland. With warmer weather and longer days, it’s the perfect time of year to start looking for a new place to call home. But before you hit the open houses, there are a few things…

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Advice for Unmarried Couples Who Want to Buy a Southern Maryland Home

Jeff Halbert_Unmarried Couples

Buying a home is an exciting endeavor for couples, regardless of marital status. But if you’re an unmarried couple looking to purchase a home in Southern Maryland together, there are some key points you should consider prior to making the big decision. Let’s dive into what unmarried couples need to know before they purchase their…

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How Down Payment Assistance Programs Can Benefit Southern Maryland Homebuyers

Jeff Halbert_Down payment assistance

Are you a first-time home buyer in the Southern Maryland area? Did you know that there are down payment assistance programs available to help you purchase your dream home? Downpayment assistance programs can significantly reduce the upfront costs of buying a home, making it easier for average buyers to break into the housing market. Let’s…

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Buying a Home in Southern Maryland When You’re Self-Employed

Jeff Halbert_Self Employed Mortgage

For many people, buying a home in Southern Maryland is the fulfillment of a lifelong dream; but if you’re self-employed, it can be challenging to get approved for a mortgage. That’s why it’s important to do your research and understand the requirements for getting approved for a mortgage with your unique circumstances. Let’s take an…

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Homeowners Insurance: What Southern Marylanders Need to Know

Jeff Halbert_Homeowners Insurance

It’s important for homeowners in Southern Maryland to understand their homeowner’s insurance – the coverage it provides and how it works. Homeowner’s insurance is a contract between you and your insurance company that helps protect your home, personal property, and other valuable assets from damage or destruction caused by certain events. It also provides liability…

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The Advantages of Working with a Local Lender in Southern Maryland

Jeff Halbert_Local Lender

Are you a Southern Maryland resident (or about to be) and in need of a home loan? If so, you’ve probably been considering working with a local lender; but why should you work with someone from your community instead of a large, national lender? This article goes into detail about the advantages that come with…

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How to Make an Offer on a Southern Maryland Home

Jeff Halbert_Making an offer on a house

Buying a new home is an exciting process, but it can also be intimidating. There are so many moving parts to keep in mind; and making an offer can be one of the most daunting steps, as it requires research, preparation, and strategy. No matter whether you’re a first-time homebuyer or an experienced investor, having…

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Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.