Blog

Senior Downsizing Tips

As we age, we tend to require or desire a smaller living space. If you are in the process of downsizing or even considering a change, here are a few tips that may make the process easier: Decide which possessions you can not part with, this will give you a general idea of how much…

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Considering Adding On To Your Home?

As your family or lifestyle changes you may consider adding extra space to your home rather than moving into a new space. Here are some tips you should consider before adding extra living space to your home: Look at your options and decide if you want to hire an architect or skip that step and…

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Home Price Growth Expected To Level Out In The New Year

Home prices have gradually increased this year, and while that trend is expected to continue into the first of the year, Capital Economics has stated that home price gains will begin to level out. Experts believe that as we progress into 2015, price gains will average around 4%. Supply is expected to increase helping home…

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Hot Housing Markets In 2015

According to Realtor.com, 2015 may be a big year for the housing market. First-time homebuyers are expected to make a significant return to the market next year, and home sales are predicted to increase by approximately 25%. Experts have compiled a list of some expected hot housing markets in 2015 that take into account affordability,…

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Mortgage Rates Drop Significantly

Mortgage rates have fallen to the lowest level since May 2013, according to recent data released by Freddie Mac. The 30-year fixed-rate loan averaged 3.8% nationally this week, while the 15-year fixed-rate loan averaged 3.1% nationally. 10-year Treasury yields have also fallen to the lowest rate seen in 7 months. The vice president of HSH.com…

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Research Finds Giving May Benefit Health

A new study From Harvard Business School has found that the warm, fuzzy feeling you get when you give a gift might not be a coincidence. Giving has now been linked to long-term positive health benefits. The study involved a focus group, with some people giving various amounts of money to shoppers while the other…

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Tips For Maintaining Siding

Taking care of the siding on your home can save you the expense of major repairs, or having to replace the siding entirely due to neglect. A few things you can do to ensure your home’s siding looks great and works efficiently are: Clean your siding with soap, water and trisodium phosphate (you should be…

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Many Underwater Homeowners Emerge

According to Zillow’s third quarter Negative Equity Report, underwater homes have decreased approximately 40% since the beginning of 2012. The percentage of homeowners with negative equity averaged 16.9%  last quarter, a 4.2% drop from 2013. Stan Humphries, Zillow’s Chief Economist said, “the market has made terrific strides since bottoming out in late 2011 and early…

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Keep Your Home Safe From Burglars This Holiday Season

During the holiday months, burglaries in the U.S. increase significantly according to the FBI. Taking a few extra measures to keep your home safe may help decrease your risk. A few things you can do to keep your home free from burglars are: Make sure all of your doors and windows are locked at all…

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How To Win In A Booming Real Estate Market

Buying a house in a booming city usually takes time and possibly a little more money than you plan to spend. A few tips that may help home-seekers get the house of their dreams in an active market are: Do your math; In most cases of this nature, you will need to bid over the…

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NMLS ID#: 71222

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Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.