Blog

Summer Energy Efficiency Tips

Winter over most of the US was a severe experience in patience and endurance. But with spring on the way, you’re probably getting ready for the long hot days of summer. So, before you leave winter in your rear view mirror, you should take a look at the condition of your home and any damage…

Read More

The Future of Appraising

Preparing for both traditional and reverse mortgages is about to look a lot more like surfing the web, rather than a paper chase. The Federal Housing Agency (FHA) just announced that by 2016, origination appraisals will move online with the creation of the Electronic Appraisal Delivery (EAD) portal. The deadline for moving online will apply…

Read More

The Future of Appraising

Preparing for both traditional and reverse mortgages is about to look a lot more like surfing the web, rather than a paper chase. The Federal Housing Agency (FHA) just announced that by 2016, origination appraisals will move online with the creation of the Electronic Appraisal Delivery (EAD) portal. The deadline for moving online will apply…

Read More

Ask Yourself These Questions Before You Go Any Further

Spring has sprung and summer is finally approaching. The kids will soon be out of school and vacation destinations will come to life. Inevitably, conversations while on vacation seem to end up discussing ‘buying a place’ in the area. It can be a great idea for sure. Like many things, the chances of a vacation…

Read More

8 Things to Think about Before You Become A Landlord

It all seems so simple on the surface. You buy property to rent, build up equity and even ownership based on the rent paid and presto, you own an income generating property. But the reality is just a little more complicated. It can still be done, no doubt, but you need to be smart and…

Read More

Best Practices for Dealing with Your HOA

In the 1960s, there were about 500 homeowners associations. Today that number is over 300,000. Chances are you or someone you know live in a community with an HOA. On the good side, HOA rules prevent neighbors from parking their ‘projects’ on the front lawn, and on the other side, they may limit your freedom…

Read More

Pre-inspect Your Home before Your Pre-Inspection

Home inspectors have a job to do; how big that job is might depend on you.  If you are preparing your home for sale, you might want to put in some time and effort before the inspection to improve the results. If the inspector has less to report, the odds are that the report he…

Read More

Lower Mortgage Rates Here to Stay, For Now

With Spring on the way (in most parts of the country) and winter behind us, the home shopping season is just starting to warm up. And as usual, one question gets asked more than most, will mortgage rates go up or down? 2014 wasn’t as brisk as some had hoped with weak activity for both…

Read More

Sell A Great Looking House, Not Your Home

When you are preparing to sell your home, you need to look at your ‘home’ as a house. A home is something you love, warts and all. But to a potential buyer, those warts aren’t as endearing. The good news is, you don’t have to have unlimited resources to get your home looking like the…

Read More

Welcome Back, Low Down-Payment Mortgages!

With the return of low down-payment mortgages, there is a lot of buzz on the merits and the risks of these types of loans. Based on many recent articles and commentary, one might be convinced that these types of loans are a harbinger of tragedy. However, the truth may be far different. For starters the…

Read More

Getting started is easy. We offer very competitive rates, have great service, and always close on time.

Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.