Blog

When Do You Need to Apply for a Jumbo Loan?

Jeff Halbert_is jumbo for you

Are you about to purchase a home in Southern Maryland? The real estate market here offers an array of possibilities; but sometimes, the price tag of your dream home might exceed the limits of a conventional mortgage; this is where jumbo loans come into play. Let’s walk through the ins and outs of jumbo loans…

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What to Do After You’re Pre-Approved for a Mortgage Loan

Jeff Halbert_Preapproved for a mortgage loan

Congratulations! You’ve been pre-approved to buy a home in southern Maryland. Now that you have your pre-approval letter in hand, it’s essential to stay on the right path to ensure a smooth and successful home buying journey. Let’s take a look at the next crucial steps after receiving your pre-approval, so that you’ll be empowered…

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Planning to Downsize your Southern Maryland Home?

Jeff Halbert_Downsizing_Your_Home

Sometimes we realize that we have more space than we need — maybe the kids have moved out, or you could just have a couple of unused bedrooms and it feels wasteful. Whatever the case, if you’re planning to downsize, you might want some direction on how to do it as smoothly as possible. Here…

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Why You Should Consider Buying a Southern Maryland Home Before Spring

Jeff Halbert_Buy Before Spring

If buying a new home in Southern Maryland is in your plans for the near future, there are compelling reasons to start your search now instead of waiting for the busy spring and summer markets. Winter can be the ideal time to find and purchase a great home in Southern Maryland at an advantageous price.…

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Getting Ready to Make an Offer on a Southern Maryland Home?

Jeff Halbert_getting ready to make an offer

Buying a new home is an exciting process, but it can also be intimidating. There are so many moving parts to keep in mind; and making an offer can be one of the most daunting steps, as it requires research, preparation, and strategy. No matter whether you’re a first-time homebuyer or an experienced investor, having…

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Renting Out Your Southern Maryland Home

Jeff Halbert_Rent out your home

If you have an in-law apartment that you’re considering renting out, or maybe you’ve bought a new home and are thinking about renting your current one out. Whichever the case, becoming a landlord is a big decision. If you’re just starting to throw around the idea, here are a few key things to think about:…

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Reducing Your Winter Energy Bills

Jeff Halbert_Reduce winter utility bills

This is a good time to think about some of the ways to reduce your winter energy bills. The fact that you’ll be paying noticeably more for utilities for the next few months is unavoidable. So, if you’re looking for some new ways to lower your energy bills this winter, please read on: Find the…

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How Buying a Southern Maryland Home can Improve Your Tax Situation

Jeff Halbert_Owning_helps_with_taxes

Owning a home has long been considered an important part of achieving financial stability. But it’s not just about having something to call your own, or even building equity; owning a home can also have some significant tax benefits as well. If you’re considering buying a home, you can take advantage of local tax incentives…

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What’s the Optimal Credit Score for Buying a Home?

Jeff Halbert_Optimal score for buying

Are you thinking about purchasing a home in the Southern Maryland area? If so, it’s important to know what credit score you’ll need to qualify for a loan. After all, lenders are unlikely to approve your loan application if your credit score is lower than their minimum requirements. In this article, we’ll discuss what your…

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Staging Can Help You Sell Your Home Faster

Jeff Halbert_Staging will help you sell

If you need to sell your Southern Maryland home quickly, you may be looking at options to speed up the process. Every seller’s situation is different, but staging your home is worth considering. Whether you’ve already moved into a new home and don’t want the house you’re selling to look empty, or you just want…

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Licensing

NMLS ID#: 71222

Equal Housing Lender

Contact Us

Jeffrey Halbert - First Home Mortgage
3240 Ferry Landing Road
Suite 201
Dunkirk, MD 20754

Phone:
(301) 327-5803

Fax:
(443) 725-9080

This is not a commitment to lend. Terms and conditions of programs, products and services are subject to change. All loans are subject to credit approval and property appraisal. Certain restrictions may apply on all programs. First Home Mortgage Corporation of America, First Home Mortgage Services, and First Home Mortgage Company of Maryland are d/b/a's of First Home Mortgage Corporation. First Home Mortgage Corporation is licensed in Connecticut, Delaware, District of Columbia, Florida, Georgia, Indiana, Kentucky, Maine, Maryland, Massachusetts Mortgage Lender and Broker (Lic. #MC71603), Michigan, New Hampshire, Licensed by the New Jersey Department of Banking and Insurance, North Carolina, Pennsylvania, Rhode Island Licensed Lender and Broker, South Carolina, Tennessee, Vermont, Virginia, West Virginia. Equal Housing Lender. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). Privacy Policy.