The second quarter of 2015 was a banner one for the mortgage industry, with the highest level of originations since Q4 2007. The actual figure, $395 billion, is up $65 billion quarter-over-quarter, and $98 billion year-over-year. Forbes goes in-depth on the market share of the top 5 banks, which is notable primarily because their share has shrunk dramatically over the last few years, from 53% to 35%. That’s good news for borrowers, as it means you have more choices from banks in good financial shape.