New research released from Boston College has found that 53% of Americans in 2010 were not prepared for retirement even when adding in their home equity. According to the National Retirement Risk Index, many seniors may be at risk for having a low success rate during retirement even as housing and stock markets seem to be strengthening.  Researchers working on the study said, “interestingly, updating the asset values only reduces the index to 50% because the rise in house prices has been relatively modest in real terms and the more robust growth in stocks mainly benefits the top third of households.” More here